Biblical Principles for Money Management

1.    Money makes a wonderful servant but a terrible master.  (1 Tim. 6:10; Lk 16:13)

        a.    It breeds Discontent    (Ecc. 5:10)
        b.    It breeds Dishonesty    (Prov. 11:1; 16:11)
        c.    It breeds Distrust        (Mk. 10:23)

2.    God will not give you more money than you can manage. (Lk. 16:13)

3.    God intends for us to use money wisely.
        a.    Be Debtfree (Rom. 13:8)
        b.    Be Prepared for the future. (Prov. 6:6-8; Prov. 30:24-27; Prov. 10:5) [90 days liquid funds]
        c.    Be Content where you are. (Phil. 4:11)

4.    God blesses wise stewardship.
        a.    Biblical principle (Matt. 19:21)
        b.    You can't out-give God. (Lk. 6:38)
 

1.    Gender differences
        a. Women - shopping is an emotional experience.
        b. Men     - shopping is a job to be done.

2.    Spending styles
        a. Some are spenders; other are savers.
        b. Using money as a metaphor for power.
        c. Spending driven by emotions.